Safe to Spend
≈ €4,200 Estimate
Includes VAT and F24 due in the next 30 days.
Updated at 09:41How it’s calculated ›
Cash, invoices, taxes and deadlines in one place. Check your Safe to Spend every day and switch off “fingers crossed” mode.
Centinn reads your accounts through Open Banking, read-only: it can see balances and transactions, but it cannot move money or make payments.
The app
Five screens for all your business numbers. Pick one to see it.
Your Safe to Spend, every day.
What you can really spend, once known commitments are covered.
See tight months coming.
Cash flow forecast, money coming in and account transactions.
Taxes and documents in order.
VAT, F24, invoices and money set aside, together with your accountant.
Home screen: estimated Safe to Spend, bank balance, the week’s income and outflows, and upcoming payments.
What you can really spend, once known commitments are covered.
Flow screen: a tight end-of-month warning, latest bank transactions and October’s payments.
Cash flow forecast, money coming in and account transactions.
Ivo screen: three alerts about cash, an unpaid invoice and a contract ending, with suggested questions.
It flags what matters and answers your questions.
Staff screen: the month’s staff cost, the split by department and contract deadlines.
Salaries, contributions and contract deadlines.
Tax screen: sales, invoices, suppliers, VAT, F24, money set aside and the accountant’s latest upload.
VAT, F24, invoices and money set aside, together with your accountant.
Sample data.
Choose the plan that fits the size of your business.
Start
€39a month
For businesses that want clarity on their everyday numbers.
Growth
€79a month
For growing businesses with more data and more decisions.
Enterprise
Tailored
For organisations that need their own setup, roles and dedicated support.
Centinn helps small businesses understand their cash, prepare for deadlines and decide with clearer numbers.
Setup is quick. A few minutes and everything is under control.
Install Centinn on your device.
Sign up, confirm your email and add your business details.
Authorise the supported accounts and start the read-only sync.
Questions
What Centinn does, how it protects your data and how it can help your business.
More questions? Contact us.
Centinn brings your business’s financial information together in one simple view: available cash, income, outflows and future commitments.
Owners of small and medium businesses. You don’t need to know accounting terms to understand the main information.
No. You authorise access on your bank’s own pages. Centinn never asks for or stores your bank login details.
No. Centinn reads the data you authorise. It makes no transfers, payments or money movements.
How much you can spend once your balance and expected commitments are taken into account. It is not always the same as your bank balance, and it stays an estimate.
No. Centinn organises the data and makes working together easier. Your accountant keeps professional responsibility for tax and accounting.
Centinn shows the banks that are available. Coverage depends on the bank, the type of account and the service.