Home and Flow

Cash

Your Safe to Spend every day: how much you can spend once known commitments are covered.

  • Every day Safe to Spend, updated
  • Read-only Access to your accounts
  • Ahead of time Tight months flagged
See how it works
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Safe to Spend

What you can really spend.

Centinn starts from what is in the bank and takes away what you still have to pay. Every estimate is marked as one.

  • In the bank and to pay, side by side.
  • “How it’s calculated” explains every figure.
What you can really spend. Sample data from the Centinn app.

Income and outflows

Day, week or month.

The chart compares real income and outflows from your connected accounts, with the net for the period.

  • Change the period with one tap.
  • Today is always highlighted.
Day, week or month. Sample data from the Centinn app.

Cash flow

See tight months coming.

The forecast warns you when a month will be tight, after the taxes and salaries already on the calendar.

  • You know what will be left, in euros.
  • You have time to put off a purchase.
See tight months coming. Sample data from the Centinn app.

How it works

Three steps to get going.

  1. Connect your accounts

    Read-only, without sharing your bank password.

  2. Centinn finds your commitments

    Salaries, rent and bills, from the payments that repeat.

  3. Check your Safe to Spend

    Every day, before you decide on a purchase.

Questions

The questions we hear most.

See also: Taxes, Invoices and Ivo AI.

What is Safe to Spend?

It is an estimate of how much you can spend: your bank balance minus the commitments already known, including VAT and F24 due in the next 30 days. It stays an estimate.

Can Centinn make payments from my account?

No. Centinn reads your bank data in read-only mode and does not make payments.

Does Centinn add up different currencies?

No. Centinn keeps a separate total for each currency and never converts them behind your back.